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Get Home Insurance and Save
If you want to protect your home with home insurance, but you don’t want to pay too much. get a good deal on your home insurance?
Doing a home insurance quote price comparison ensures that you will find the coverage you need at a price you can afford. To save even more.
Home Insurance and Quote Comparison
First things first—the easiest way to make sure you don’t pay too much for home insurance is to shot around. Antietam you can find free, personalized home insurance quotes in a matter of minutes.
Home Insurance and Quote Coverage Options
Next you need to decide on the types of home insurance coverage you want. With home insurance you have many coverage options. Perhaps you want to add earthquake coverage or want to increase your liability coverage because of your pool. Do you own expensive jewelry or valuable pieces of art? If you do, you can purchase a home insurance “floater” to keep those items covered. Many home insurance polices now include ID theft coverage. Comparing home insurance quotes lets you find the coverage options you want at prices you can afford.
Home Insurance and Quote Discounts
The best thing about comparing home insurance quotes is finding a great price. Home insurance companies want your business, and many offer home insurance discounts. For example, if you have home security/safety features you may be able to find a discounted home insurance quote. Having smoke detectors, security systems, deadbolt locks, storm shutters or fire-retardant roofing can often mean lower rates. If your home is relatively new, the electrical and plumbing are likely in better condition than those of an older home, which can translate into better home insurance quotes than for older homes in the same price range.
There are other homeowners insurance discounts, too. With smoking accounting for over 20,000 residential fires in the U.S. each year, home insurance quotes for smoke-free households tend to be lower. Many times insurers offer discounts to seniors and “loyalty discounts” to customers who have had a policy for a number of years.
Home Insurance and Quote Savings
Even if you don’t qualify for a home insurance quote discount, you can still save money. One way to receive a lower home insurance quote is by increasing your deductible. Raising your home insurance deductible from 30 % to 50 % could save you up to 25% on your home insurance. Raising your deductible means more expense out-of-pocket should an accident happen, but lower premiums. You can also get lower home insurance quotes if you use the same carrier for your home and auto insurance—you could save up to 15% on both premiums.
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